🌍 ClimateRiskCheck

Natural Disaster Risk in Hartford

Kansas

6.2out of 10
High Risk

Risk Summary for Hartford

Hartford scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Winter Weather

All 18 Hazard Scores

Ice Storm
9.4
Wildfire
9.0
Winter Weather
9.0
Lightning
7.7
Tornado
7.3
Hail
6.7
Extreme Heat
6.5
Drought
6.0
Strong Wind
5.9
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.8
Earthquake
4.5
Avalanche
4.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Hartford
6.2
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hartford, Kansas

Hartford, in Lyon County, is a small community of about 1,007 situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Hartford residents and property owners must navigate.

According to FEMA's National Risk Index, Hartford carries an overall risk score of 6.2/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to wildfire and winter.

Within Kansas, Hartford's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lyon County identifies ice storm as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Hartford residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Hartford: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Hartford

These city-level factors differentiate Hartford from other communities in Lyon County and provide geographic context for its hazard exposure.

Population

1,007

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

38.2587Β° N, 95.9874Β° W

Lyon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hartford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hartford

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.