🌍 ClimateRiskCheck

Natural Disaster Risk in Hugoton

Kansas

5.0out of 10
Moderate Risk

Risk Summary for Hugoton

Hugoton scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Hail

All 18 Hazard Scores

Drought
9.9
Wildfire
7.8
Hail
7.4
Winter Weather
6.5
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Tornado
4.8
Cold Wave
4.8
Avalanche
4.5
Strong Wind
4.1
Earthquake
3.8
Hurricane
2.4
Extreme Heat
1.7
Landslide
1.5
Riverine Flooding
1.0

How it compares

Hugoton
5.0
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hugoton, Kansas

Hugoton, in Stevens County, is a town of roughly 4,563 residents situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Hugoton residents and property owners must navigate.

Hugoton's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include wildfire and hail.

Within Kansas, Hugoton's risk is, near the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Stevens County identifies drought as the foremost hazard, followed by wildfire and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Hugoton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Hugoton: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Hugoton

These city-level factors differentiate Hugoton from other communities in Stevens County and provide geographic context for its hazard exposure.

Population

4,563

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

37.1639Β° N, 101.3349Β° W

Stevens County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hugoton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hugoton

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.