🌍 ClimateRiskCheck

Natural Disaster Risk in Hutchinson

Kansas

6.7out of 10
High Risk

Risk Summary for Hutchinson

Hutchinson scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Strong Wind Wildfire

All 18 Hazard Scores

Strong Wind
9.7
Ice Storm
9.7
Wildfire
9.6
Hail
9.5
Tornado
9.4
Winter Weather
8.8
Extreme Heat
8.7
Cold Wave
8.3
Drought
5.7
Lightning
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.8
Avalanche
4.5
Hurricane
2.4
Landslide
2.3
Riverine Flooding
1.0

How it compares

Hutchinson
6.7
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hutchinson, Kansas

Hutchinson is a city of approximately 24,605 residents in Reno County, in the interior eastern United States. The area experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hutchinson.

According to FEMA's National Risk Index, Hutchinson carries an overall risk score of 6.7/10, placing it in the high category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to wind and wildfire.

Hutchinson's risk score, slightly above the 5.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Reno County, the highest-scoring are ice storm, wind, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Hutchinson's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Hutchinson: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Hutchinson

These city-level factors differentiate Hutchinson from other communities in Reno County and provide geographic context for its hazard exposure.

Population

24,605

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.6/10

Coordinates

37.9799Β° N, 97.9309Β° W

Reno County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hutchinson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hutchinson

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.