Natural Disaster Risk in La Crosse
Kansas
Risk Summary for La Crosse
La Crosse scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: La Crosse, Kansas
Located in the interior eastern United States in Rush County, La Crosse is a small community of about 1,289. The semi-arid continental climate that characterizes this part of Kansas — marked by hot summers, cold winters, and exposure at the heart of Tornado Alley — directly influences the types and severity of natural hazards present, making La Crosse a community where hazard awareness has real practical value.
La Crosse's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include hail and ice storm.
Relative to other U.S. communities, La Crosse's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Rush County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, La Crosse residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.
What this means for La Crosse: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for La Crosse
These city-level factors differentiate La Crosse from other communities in Rush County and provide geographic context for its hazard exposure.
Population
1,289
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.6°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 5.0/10
Coordinates
38.5930° N, 99.3358° W
Rush County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for La Crosse
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in La Crosse
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.