🌍 ClimateRiskCheck

Natural Disaster Risk in Lane

Kansas

6.1out of 10
High Risk

Risk Summary for Lane

Lane scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Winter Weather Hail

All 18 Hazard Scores

Ice Storm
8.7
Winter Weather
8.6
Hail
8.3
Strong Wind
7.8
Extreme Heat
7.4
Tornado
7.1
Lightning
7.0
Drought
6.1
Wildfire
5.6
Landslide
5.5
Tsunami
5.4
Cold Wave
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Lane
6.1
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lane, Kansas

Lane, in Franklin County, is a small community of about 929 situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Lane residents and property owners must navigate.

Lane's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include winter and hail.

Within Kansas, Lane's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Franklin County identifies ice storm as the foremost hazard, followed by winter and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Lane residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lane: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Lane

These city-level factors differentiate Lane from other communities in Franklin County and provide geographic context for its hazard exposure.

Population

929

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

38.4337Β° N, 95.0803Β° W

Franklin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lane

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lane

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.