🌍 ClimateRiskCheck

Natural Disaster Risk in Otis

Kansas

4.1out of 10
Moderate Risk

Risk Summary for Otis

Otis scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Ice Storm

All 18 Hazard Scores

Drought
7.1
Hail
6.7
Ice Storm
5.6
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.1
Tornado
4.0
Cold Wave
3.6
Strong Wind
3.2
Earthquake
2.4
Hurricane
2.4
Extreme Heat
1.8
Lightning
1.8
Landslide
1.6
Riverine Flooding
1.0

How it compares

Otis
4.1
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Otis, Kansas

Located in the interior eastern United States in Rush County, Otis is a small unincorporated community. The semi-arid continental climate that characterizes this part of Kansas β€” marked by hot summers, cold winters, and exposure at the heart of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Otis a community where hazard awareness has real practical value.

FEMA rates Otis's composite natural disaster risk at 4.1 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hail and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Otis's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Rush County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Otis residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Otis: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Otis

These city-level factors differentiate Otis from other communities in Rush County and provide geographic context for its hazard exposure.

Population

447

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

38.6043Β° N, 99.0444Β° W

Rush County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Otis

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Otis

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.