🌍 ClimateRiskCheck

Natural Disaster Risk in Ottawa County

Kansas

4.7out of 10
Moderate Risk

Risk Summary for Ottawa County

Ottawa County scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Wildfire

All 18 Hazard Scores

Ice Storm
9.2
Hail
7.8
Wildfire
7.6
Winter Weather
6.0
Tsunami
5.4
Tornado
5.1
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Extreme Heat
4.5
Avalanche
4.5
Drought
4.2
Hurricane
2.4
Earthquake
2.2
Landslide
2.0
Lightning
1.9
Cold Wave
1.8
Riverine Flooding
1.0

How it compares

Ottawa County
4.7
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ottawa County, Kansas

Ottawa County is located in the United States in Kansas, home to roughly 5,735 residents. The county experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Ottawa County carries an overall risk score of 4.7/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to hail and wildfire.

Ottawa County's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ottawa County, the highest-scoring are ice storm, hail, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Ottawa County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Ottawa County: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Cities in Ottawa County

ZIP codes in Ottawa County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.