🌍 ClimateRiskCheck

Natural Disaster Risk in Paola

Kansas

5.9out of 10
Moderate Risk

Risk Summary for Paola

Paola scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hail Strong Wind

All 18 Hazard Scores

Winter Weather
8.6
Hail
8.3
Strong Wind
8.0
Ice Storm
7.8
Extreme Heat
7.7
Tornado
7.1
Cold Wave
6.1
Lightning
5.5
Landslide
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.5
Avalanche
4.5
Wildfire
4.3
Earthquake
4.0
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Paola
5.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Paola, Kansas

Located in the interior eastern United States in Miami County, Paola is a city of approximately 12,400 residents. The semi-arid continental climate that characterizes this part of Kansas β€” marked by hot summers, cold winters, and exposure at the heart of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Paola a community where hazard awareness has real practical value.

FEMA rates Paola's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for hail and wind risk in their preparedness planning.

Relative to other U.S. communities, Paola's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by winter and hail, as measured by FEMA across Miami County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Paola residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Paola: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Paola

These city-level factors differentiate Paola from other communities in Miami County and provide geographic context for its hazard exposure.

Population

12,400

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

38.5737Β° N, 94.8658Β° W

Miami County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Paola

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Paola

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.