Natural Disaster Risk in Prairie View
Kansas
Risk Summary for Prairie View
Prairie View scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Prairie View, Kansas
Located in the interior eastern United States in Phillips County, Prairie View is a small unincorporated community. The semi-arid continental climate that characterizes this part of Kansas — marked by hot summers, cold winters, and exposure at the heart of Tornado Alley — directly influences the types and severity of natural hazards present, making Prairie View a community where hazard awareness has real practical value.
Prairie View's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include drought and ice storm.
Relative to other U.S. communities, Prairie View's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by hail and drought, as measured by FEMA across Phillips County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Prairie View's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.
What this means for Prairie View: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Prairie View
These city-level factors differentiate Prairie View from other communities in Phillips County and provide geographic context for its hazard exposure.
Population
296
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.8°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.3/10
Coordinates
39.8161° N, 99.5875° W
Phillips County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Prairie View
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Prairie View
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.