Natural Disaster Risk in Ramona
Kansas
Risk Summary for Ramona
Ramona scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Ramona, Kansas
Located in the interior eastern United States in Marion County, Ramona is a small unincorporated community. The semi-arid continental climate that characterizes this part of Kansas β marked by hot summers, cold winters, and exposure at the heart of Tornado Alley β directly influences the types and severity of natural hazards present, making Ramona a community where hazard awareness has real practical value.
FEMA rates Ramona's composite natural disaster risk at 5.9 out of 10 β moderate risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for hail and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Ramona's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by ice storm and hail, as measured by FEMA across Marion County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Ramona's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.
What this means for Ramona: Ice Storm preparedness
- Keep walkways treated and avoid travel during freezing-rain events.
- Have a backup heat source and charged devices ready before winter storms arrive.
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
Local Factors for Ramona
These city-level factors differentiate Ramona from other communities in Marion County and provide geographic context for its hazard exposure.
Population
126
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.6Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.1/10
Coordinates
38.5876Β° N, 97.0585Β° W
Marion County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Ramona
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Ramona
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.