🌍 ClimateRiskCheck

Natural Disaster Risk in Raymond

Kansas

5.4out of 10
Moderate Risk

Risk Summary for Raymond

Raymond scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Wildfire

All 18 Hazard Scores

Hail
8.9
Ice Storm
8.4
Wildfire
8.0
Winter Weather
6.9
Drought
6.8
Tornado
6.7
Cold Wave
6.3
Tsunami
5.4
Extreme Heat
5.3
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.1
Hurricane
2.4
Lightning
2.3
Landslide
1.5
Riverine Flooding
1.0

How it compares

Raymond
5.4
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Raymond, Kansas

Raymond, in Rice County, is a small unincorporated community situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Raymond residents and property owners must navigate.

According to FEMA's National Risk Index, Raymond carries an overall risk score of 5.4/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and wildfire.

Within Kansas, Raymond's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Rice County identifies hail as the foremost hazard, followed by ice storm and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Raymond's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Raymond: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Raymond

These city-level factors differentiate Raymond from other communities in Rice County and provide geographic context for its hazard exposure.

Population

158

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

38.2621Β° N, 98.4152Β° W

Rice County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Raymond

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Raymond

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.