Natural Disaster Risk in Saint Francis

Natural Hazard Profile: Saint Francis, Kansas

Saint Francis, in Cheyenne County, is a small community of about 1,677 situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Saint Francis residents and property owners must navigate.

According to FEMA's National Risk Index, Saint Francis carries an overall risk score of 4.5/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to drought and wildfire.

Within Kansas, Saint Francis's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Cheyenne County identifies hail as the foremost hazard, followed by drought and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Saint Francis's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.