Natural Disaster Risk in Sharon Springs
Kansas
Risk Summary for Sharon Springs
Sharon Springs scores 3.4/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Sharon Springs, Kansas
Sharon Springs is a small community of about 1,009 in Wallace County, in the Great Plains. The area experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Sharon Springs.
FEMA rates Sharon Springs's composite natural disaster risk at 3.4 out of 10 — low risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for tsunami and volcano risk in their preparedness planning.
Sharon Springs's risk score, considerably below the 5.2/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wallace County, the highest-scoring are hail, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Sharon Springs carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — hail — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Sharon Springs: Hail preparedness
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
Local Factors for Sharon Springs
These city-level factors differentiate Sharon Springs from other communities in Wallace County and provide geographic context for its hazard exposure.
Population
1,009
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.9°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 3.9/10
Coordinates
38.8966° N, 101.7842° W
Wallace County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Sharon Springs
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Sharon Springs
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.