Natural Disaster Risk in Wallace
Kansas
Risk Summary for Wallace
Wallace scores 3.4/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Wallace, Kansas
Located in the Great Plains in Wallace County, Wallace is a small unincorporated community. The semi-arid continental climate that characterizes this part of Kansas — marked by hot summers, cold winters, and exposure at the heart of Tornado Alley — directly influences the types and severity of natural hazards present, making Wallace a community where hazard awareness has real practical value.
Wallace's overall natural disaster risk is rated 3.4/10 (Low) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include tsunami and volcano.
Relative to other U.S. communities, Wallace's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.2/10 state average. The hazard distribution here is led by hail and tsunami, as measured by FEMA across Wallace County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Wallace is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers hail — remains prudent for all residents.
What this means for Wallace: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Wallace
These city-level factors differentiate Wallace from other communities in Wallace County and provide geographic context for its hazard exposure.
Population
176
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 3.9/10
Coordinates
38.9507° N, 101.5252° W
Wallace County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Wallace
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Wallace
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.