🌍 ClimateRiskCheck

Natural Disaster Risk in Winchester

Kansas

5.2out of 10
Moderate Risk

Risk Summary for Winchester

Winchester scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Landslide

All 18 Hazard Scores

Ice Storm
7.3
Wildfire
7.2
Landslide
7.1
Lightning
6.6
Extreme Heat
6.2
Winter Weather
5.6
Tornado
5.4
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.7
Avalanche
4.5
Hail
4.4
Cold Wave
3.5
Earthquake
3.0
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Winchester
5.2
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Winchester, Kansas

Winchester is a small community of about 995 in Jefferson County, in the interior eastern United States. The area experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Winchester.

According to FEMA's National Risk Index, Winchester carries an overall risk score of 5.2/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to wildfire and landslide.

Winchester's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jefferson County, the highest-scoring are ice storm, wildfire, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Winchester's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Winchester: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Winchester

These city-level factors differentiate Winchester from other communities in Jefferson County and provide geographic context for its hazard exposure.

Population

995

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.2/10

Coordinates

39.3297Β° N, 95.2399Β° W

Jefferson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Winchester

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Winchester

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.