Natural Disaster Risk in Beechmont
Kentucky
Risk Summary for Beechmont
Beechmont scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Beechmont, Kentucky
Located in the interior eastern United States in Muhlenberg County, Beechmont is a small community of about 852. The humid subtropical climate that characterizes this part of Kentucky β marked by hot, humid summers and cold winters with ice storm risk β directly influences the types and severity of natural hazards present, making Beechmont a community where hazard awareness has real practical value.
FEMA rates Beechmont's composite natural disaster risk at 6.4 out of 10 β high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for earthquake and hail risk in their preparedness planning.
Relative to other U.S. communities, Beechmont's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by ice storm and earthquake, as measured by FEMA across Muhlenberg County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a high natural disaster risk rating, Beechmont residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Beechmont: Ice Storm preparedness
- Keep walkways treated and avoid travel during freezing-rain events.
- Have a backup heat source and charged devices ready before winter storms arrive.
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
Local Factors for Beechmont
These city-level factors differentiate Beechmont from other communities in Muhlenberg County and provide geographic context for its hazard exposure.
Population
852
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 37.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.8/10
Coordinates
37.1741Β° N, 87.0326Β° W
Muhlenberg County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Beechmont
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Beechmont
Other cities in Kentucky
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.