🌍 ClimateRiskCheck

Natural Disaster Risk in Big Clifty

Kentucky

6.8out of 10
High Risk

Risk Summary for Big Clifty

Big Clifty scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Ice Storm Hail

All 18 Hazard Scores

Strong Wind
9.6
Ice Storm
9.4
Hail
9.2
Lightning
8.8
Earthquake
8.6
Tornado
8.6
Winter Weather
8.3
Cold Wave
8.1
Extreme Heat
7.6
Hurricane
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.2
Wildfire
4.1
Drought
3.9
Riverine Flooding
1.0

How it compares

Big Clifty
6.8
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Big Clifty, Kentucky

Located in the interior eastern United States in Hardin County, Big Clifty is a small community of about 1,714. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Big Clifty a community where hazard awareness has real practical value.

FEMA rates Big Clifty's composite natural disaster risk at 6.8 out of 10 β€” high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for ice storm and hail risk in their preparedness planning.

Relative to other U.S. communities, Big Clifty's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by wind and ice storm, as measured by FEMA across Hardin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Big Clifty's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Big Clifty: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Big Clifty

These city-level factors differentiate Big Clifty from other communities in Hardin County and provide geographic context for its hazard exposure.

Population

1,714

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

37.5610Β° N, 86.1579Β° W

Hardin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Big Clifty

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Big Clifty

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.