🌍 ClimateRiskCheck

Natural Disaster Risk in Big Creek

Kentucky

6.0out of 10
High Risk

Risk Summary for Big Creek

Big Creek scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.4
Avalanche
9.0
Wildfire
8.7
Winter Weather
7.4
Cold Wave
7.3
Strong Wind
6.2
Hurricane
5.8
Hail
5.8
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.9
Tornado
4.9
Coastal Flooding
4.9
Lightning
4.5
Drought
3.8
Ice Storm
3.1
Riverine Flooding
1.0

How it compares

Big Creek
6.0
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Big Creek, Kentucky

Located in the interior eastern United States in Clay County, Big Creek is a small community of about 820. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Big Creek a community where hazard awareness has real practical value.

FEMA rates Big Creek's composite natural disaster risk at 6.0 out of 10 β€” high risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Big Creek's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Clay County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Big Creek residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Big Creek: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Big Creek

These city-level factors differentiate Big Creek from other communities in Clay County and provide geographic context for its hazard exposure.

Population

820

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.7/10

Coordinates

37.0932Β° N, 83.5615Β° W

Clay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Big Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Big Creek

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.