🌍 ClimateRiskCheck

Natural Disaster Risk in Booneville

Kentucky

4.1out of 10
Moderate Risk

Risk Summary for Booneville

Booneville scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Tsunami

All 18 Hazard Scores

Landslide
8.5
Wildfire
6.9
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.5
Winter Weather
3.5
Cold Wave
3.0
Strong Wind
2.9
Drought
2.9
Extreme Heat
2.9
Hail
2.7
Tornado
2.6
Ice Storm
2.5
Lightning
2.3
Riverine Flooding
1.0

How it compares

Booneville
4.1
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Booneville, Kentucky

Booneville is a town of roughly 4,049 residents in Owsley County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Booneville.

According to FEMA's National Risk Index, Booneville carries an overall risk score of 4.1/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to wildfire and tsunami.

Booneville's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Owsley County, the highest-scoring are landslide, wildfire, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Booneville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Booneville: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Booneville

These city-level factors differentiate Booneville from other communities in Owsley County and provide geographic context for its hazard exposure.

Population

4,049

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

37.4401Β° N, 83.6374Β° W

Owsley County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Booneville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Booneville

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.