🌍 ClimateRiskCheck

Natural Disaster Risk in Buckner

Kentucky

5.2out of 10
Moderate Risk

Risk Summary for Buckner

Buckner scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Lightning

All 18 Hazard Scores

Strong Wind
9.1
Tornado
8.7
Lightning
6.9
Ice Storm
6.6
Earthquake
6.2
Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.5
Avalanche
4.5
Winter Weather
4.3
Hurricane
3.9
Hail
3.4
Drought
3.2
Landslide
3.2
Wildfire
2.7
Riverine Flooding
1.0

How it compares

Buckner
5.2
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Buckner, Kentucky

Buckner, in Oldham County, is a small community of about 678 situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and cold winters with ice storm risk, and in particular recurring winter ice storm events. These conditions collectively define the natural hazard environment that Buckner residents and property owners must navigate.

According to FEMA's National Risk Index, Buckner carries an overall risk score of 5.2/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to tornado and lightning.

Within Kentucky, Buckner's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Oldham County identifies wind as the foremost hazard, followed by tornado and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Buckner residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Buckner: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Buckner

These city-level factors differentiate Buckner from other communities in Oldham County and provide geographic context for its hazard exposure.

Population

678

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

38.3723Β° N, 85.4543Β° W

Oldham County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Buckner

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Buckner

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.