Natural Disaster Risk in Calloway County
Kentucky
6.8out of 10
Risk Summary for Calloway County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Earthquake Ice Storm Winter Weather
All 18 Hazard Scores
Earthquake 9.6
Ice Storm 9.3
Winter Weather 8.4
Tornado 8.2
Cold Wave 8.1
Lightning 7.8
Extreme Heat 7.7
Drought 7.0
Landslide 7.0
Strong Wind 6.8
Hail 6.7
Hurricane 6.0
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Wildfire 2.9
Riverine Flooding 1.0
How it compares
Calloway County 6.8
Kentucky avg. 5.5
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Calloway County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.