🌍 ClimateRiskCheck

Natural Disaster Risk in Campbellsburg

Kentucky

4.2out of 10
Moderate Risk

Risk Summary for Campbellsburg

Campbellsburg scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Tsunami

All 18 Hazard Scores

Strong Wind
7.0
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Lightning
4.6
Avalanche
4.5
Ice Storm
4.5
Hurricane
4.0
Landslide
3.8
Cold Wave
3.6
Drought
3.2
Extreme Heat
3.1
Winter Weather
2.6
Hail
2.4
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Campbellsburg
4.2
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Campbellsburg, Kentucky

Located in the interior eastern United States in Henry County, Campbellsburg is a small community of about 2,379. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Campbellsburg a community where hazard awareness has real practical value.

Campbellsburg's overall natural disaster risk is rated 4.2/10 (Moderate) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include tornado and tsunami.

Relative to other U.S. communities, Campbellsburg's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by wind and tornado, as measured by FEMA across Henry County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Campbellsburg's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Campbellsburg: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Campbellsburg

These city-level factors differentiate Campbellsburg from other communities in Henry County and provide geographic context for its hazard exposure.

Population

2,379

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

38.5305Β° N, 85.1718Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Campbellsburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Campbellsburg

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.