🌍 ClimateRiskCheck

Natural Disaster Risk in Closplint

Kentucky

5.9out of 10
Moderate Risk

Risk Summary for Closplint

Closplint scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Strong Wind

All 18 Hazard Scores

Avalanche
9.5
Landslide
9.2
Strong Wind
8.9
Winter Weather
7.7
Wildfire
7.4
Cold Wave
7.0
Earthquake
6.2
Hurricane
6.2
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.8
Tornado
4.7
Ice Storm
3.7
Lightning
2.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Closplint
5.9
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Closplint, Kentucky

Closplint, in Harlan County, is a small community of about 584 situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and cold winters with ice storm risk, and in particular recurring winter ice storm events. These conditions collectively define the natural hazard environment that Closplint residents and property owners must navigate.

According to FEMA's National Risk Index, Closplint carries an overall risk score of 5.9/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and wind.

Within Kentucky, Closplint's risk is, slightly above the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Harlan County identifies avalanche as the foremost hazard, followed by landslide and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Closplint residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Closplint: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Closplint

These city-level factors differentiate Closplint from other communities in Harlan County and provide geographic context for its hazard exposure.

Population

584

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

36.8908Β° N, 83.0345Β° W

Harlan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Closplint

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Closplint

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.