🌍 ClimateRiskCheck

Natural Disaster Risk in Cunningham

Kentucky

4.9out of 10
Moderate Risk

Risk Summary for Cunningham

Cunningham scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Ice Storm Drought

All 18 Hazard Scores

Earthquake
8.8
Ice Storm
8.6
Drought
7.5
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
5.0
Coastal Flooding
4.9
Extreme Heat
4.8
Landslide
4.8
Strong Wind
4.5
Avalanche
4.5
Cold Wave
4.3
Tornado
3.9
Winter Weather
3.9
Lightning
2.6
Hail
2.5
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Cunningham
4.9
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cunningham, Kentucky

Located in the interior eastern United States in Carlisle County, Cunningham is a small community of about 816. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Cunningham a community where hazard awareness has real practical value.

FEMA rates Cunningham's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for ice storm and drought risk in their preparedness planning.

Relative to other U.S. communities, Cunningham's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by earthquake and ice storm, as measured by FEMA across Carlisle County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Cunningham residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Cunningham: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Cunningham

These city-level factors differentiate Cunningham from other communities in Carlisle County and provide geographic context for its hazard exposure.

Population

816

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

36.9039Β° N, 88.8367Β° W

Carlisle County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cunningham

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cunningham

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.