🌍 ClimateRiskCheck

Natural Disaster Risk in Eminence

Kentucky

4.2out of 10
Moderate Risk

Risk Summary for Eminence

Eminence scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Tsunami

All 18 Hazard Scores

Strong Wind
7.0
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Lightning
4.6
Avalanche
4.5
Ice Storm
4.5
Hurricane
4.0
Landslide
3.8
Cold Wave
3.6
Drought
3.2
Extreme Heat
3.1
Winter Weather
2.6
Hail
2.4
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Eminence
4.2
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Eminence, Kentucky

Eminence is a town of roughly 4,238 residents in Henry County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Eminence.

According to FEMA's National Risk Index, Eminence carries an overall risk score of 4.2/10, placing it in the moderate category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to tornado and tsunami.

Eminence's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Henry County, the highest-scoring are wind, tornado, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Eminence residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Eminence: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Eminence

These city-level factors differentiate Eminence from other communities in Henry County and provide geographic context for its hazard exposure.

Population

4,238

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

38.3742Β° N, 85.1744Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Eminence

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Eminence

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.