🌍 ClimateRiskCheck

Natural Disaster Risk in Etoile

Kentucky

6.7out of 10
High Risk

Risk Summary for Etoile

Etoile scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Strong Wind Tornado

All 18 Hazard Scores

Strong Wind
9.1
Hail
9.1
Tornado
8.7
Winter Weather
8.3
Lightning
8.2
Ice Storm
8.1
Earthquake
8.0
Cold Wave
7.6
Extreme Heat
6.7
Hurricane
6.3
Drought
5.5
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.7
Riverine Flooding
1.0

How it compares

Etoile
6.7
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Etoile, Kentucky

Etoile is a small unincorporated community in Barren County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Etoile.

According to FEMA's National Risk Index, Etoile carries an overall risk score of 6.7/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to wind and tornado.

Etoile's risk score, slightly above the 5.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Barren County, the highest-scoring are hail, wind, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Etoile's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Etoile: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Etoile

These city-level factors differentiate Etoile from other communities in Barren County and provide geographic context for its hazard exposure.

Population

72

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

36.8273Β° N, 85.9091Β° W

Barren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Etoile

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Etoile

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.