🌍 ClimateRiskCheck

Natural Disaster Risk in Ferguson

Kentucky

7.3out of 10
High Risk

Risk Summary for Ferguson

Ferguson scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hail Cold Wave

All 18 Hazard Scores

Winter Weather
9.5
Hail
9.1
Cold Wave
9.0
Strong Wind
8.8
Earthquake
8.6
Tornado
8.5
Avalanche
8.3
Lightning
8.1
Hurricane
7.1
Extreme Heat
7.1
Wildfire
6.9
Landslide
6.9
Ice Storm
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.6
Riverine Flooding
1.0

How it compares

Ferguson
7.3
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ferguson, Kentucky

Located in the interior eastern United States in Pulaski County, Ferguson is a small community of about 897. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Ferguson a community where hazard awareness has real practical value.

FEMA rates Ferguson's composite natural disaster risk at 7.3 out of 10 β€” high risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for hail and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Ferguson's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.5/10 state average. The hazard distribution here is led by winter and hail, as measured by FEMA across Pulaski County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Ferguson residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Ferguson: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Ferguson

These city-level factors differentiate Ferguson from other communities in Pulaski County and provide geographic context for its hazard exposure.

Population

897

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

37.0675Β° N, 84.5938Β° W

Pulaski County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ferguson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ferguson

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.