Natural Disaster Risk in Gray Hawk
Kentucky
Risk Summary for Gray Hawk
Gray Hawk scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Gray Hawk, Kentucky
Located in the interior eastern United States in Jackson County, Gray Hawk is a small unincorporated community. The humid subtropical climate that characterizes this part of Kentucky — marked by hot, humid summers and cold winters with ice storm risk — directly influences the types and severity of natural hazards present, making Gray Hawk a community where hazard awareness has real practical value.
Gray Hawk's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and wildfire.
Relative to other U.S. communities, Gray Hawk's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Jackson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Gray Hawk's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.
What this means for Gray Hawk: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage — ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Gray Hawk
These city-level factors differentiate Gray Hawk from other communities in Jackson County and provide geographic context for its hazard exposure.
Population
112
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 37.4°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 8.2/10
Coordinates
37.3936° N, 83.9395° W
Jackson County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Gray Hawk
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Gray Hawk
Other cities in Kentucky
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.