🌍 ClimateRiskCheck

Natural Disaster Risk in Hazel Green

Kentucky

4.7out of 10
Moderate Risk

Risk Summary for Hazel Green

Hazel Green scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Hurricane

All 18 Hazard Scores

Landslide
9.0
Wildfire
7.5
Hurricane
5.8
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Earthquake
4.5
Avalanche
4.5
Lightning
4.2
Strong Wind
4.1
Tornado
3.8
Ice Storm
3.7
Hail
3.5
Cold Wave
3.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Hazel Green
4.7
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hazel Green, Kentucky

Located in the interior eastern United States in Morgan County, Hazel Green is a small community of about 811. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Hazel Green a community where hazard awareness has real practical value.

FEMA rates Hazel Green's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for wildfire and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Hazel Green's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by landslide and wildfire, as measured by FEMA across Morgan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Hazel Green residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Hazel Green: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Hazel Green

These city-level factors differentiate Hazel Green from other communities in Morgan County and provide geographic context for its hazard exposure.

Population

811

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

37.8003Β° N, 83.3757Β° W

Morgan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hazel Green

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hazel Green

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.