Natural Disaster Risk in Hebron
Kentucky
Risk Summary for Hebron
Hebron scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Hebron, Kentucky
Located in the interior eastern United States in Boone County, Hebron is a city of approximately 16,211 residents. The humid subtropical climate that characterizes this part of Kentucky β marked by hot, humid summers and cold winters with ice storm risk β directly influences the types and severity of natural hazards present, making Hebron a community where hazard awareness has real practical value.
FEMA rates Hebron's composite natural disaster risk at 6.2 out of 10 β high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for cold wave and tornado risk in their preparedness planning.
Relative to other U.S. communities, Hebron's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by wind and cold wave, as measured by FEMA across Boone County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Hebron's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Hebron: Strong Wind preparedness
- Secure or store outdoor furniture and loose objects that can become projectiles.
- Confirm your policy covers wind damage and keep an inventory of property for claims.
- Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
Local Factors for Hebron
These city-level factors differentiate Hebron from other communities in Boone County and provide geographic context for its hazard exposure.
Population
16,211
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.4/10
Coordinates
39.0837Β° N, 84.7058Β° W
Boone County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Hebron
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Hebron
Other cities in Kentucky
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.