🌍 ClimateRiskCheck

Natural Disaster Risk in Irvine

Kentucky

5.1out of 10
Moderate Risk

Risk Summary for Irvine

Irvine scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Winter Weather Landslide

All 18 Hazard Scores

Avalanche
9.1
Winter Weather
6.4
Landslide
5.8
Strong Wind
5.4
Tsunami
5.4
Wildfire
5.2
Hurricane
5.2
Volcanic Activity
5.1
Lightning
5.0
Hail
4.9
Coastal Flooding
4.9
Cold Wave
4.8
Tornado
4.6
Earthquake
4.3
Extreme Heat
4.3
Ice Storm
4.2
Drought
2.7
Riverine Flooding
1.0

How it compares

Irvine
5.1
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Irvine, Kentucky

Located in the interior eastern United States in Estill County, Irvine is a city of approximately 12,718 residents. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Irvine a community where hazard awareness has real practical value.

FEMA rates Irvine's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for winter and landslide risk in their preparedness planning.

Relative to other U.S. communities, Irvine's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Estill County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Irvine's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Irvine: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Irvine

These city-level factors differentiate Irvine from other communities in Estill County and provide geographic context for its hazard exposure.

Population

12,718

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

37.6835Β° N, 83.9832Β° W

Estill County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Irvine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Irvine

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.