🌍 ClimateRiskCheck

Natural Disaster Risk in Jamestown

Kentucky

5.7out of 10
Moderate Risk

Risk Summary for Jamestown

Jamestown scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Tornado

All 18 Hazard Scores

Winter Weather
7.4
Cold Wave
7.0
Tornado
6.9
Hail
6.8
Hurricane
6.6
Strong Wind
6.4
Earthquake
6.2
Ice Storm
6.0
Lightning
5.7
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.4
Drought
4.1
Wildfire
3.9
Riverine Flooding
1.0

How it compares

Jamestown
5.7
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jamestown, Kentucky

Located in the interior eastern United States in Russell County, Jamestown is a town of roughly 5,152 residents. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Jamestown a community where hazard awareness has real practical value.

FEMA rates Jamestown's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for cold wave and tornado risk in their preparedness planning.

Relative to other U.S. communities, Jamestown's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by winter and cold wave, as measured by FEMA across Russell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Jamestown residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Jamestown: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Jamestown

These city-level factors differentiate Jamestown from other communities in Russell County and provide geographic context for its hazard exposure.

Population

5,152

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

36.9255Β° N, 85.1173Β° W

Russell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jamestown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jamestown

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.