🌍 ClimateRiskCheck

Natural Disaster Risk in Keene

Kentucky

5.6out of 10
Moderate Risk

Risk Summary for Keene

Keene scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Lightning Winter Weather

All 18 Hazard Scores

Strong Wind
8.7
Lightning
8.2
Winter Weather
7.4
Tornado
7.3
Hail
6.7
Earthquake
6.1
Ice Storm
6.1
Hurricane
6.0
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.0
Drought
2.8
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Keene
5.6
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Keene, Kentucky

Keene, in Jessamine County, is a small unincorporated community situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and cold winters with ice storm risk, and in particular recurring winter ice storm events. These conditions collectively define the natural hazard environment that Keene residents and property owners must navigate.

According to FEMA's National Risk Index, Keene carries an overall risk score of 5.6/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to lightning and winter.

Within Kentucky, Keene's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jessamine County identifies wind as the foremost hazard, followed by lightning and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Keene residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Keene: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Keene

These city-level factors differentiate Keene from other communities in Jessamine County and provide geographic context for its hazard exposure.

Population

346

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

37.9431Β° N, 84.6411Β° W

Jessamine County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Keene

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Keene

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.