Natural Disaster Risk in Livingston
Kentucky
Risk Summary for Livingston
Livingston scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Livingston, Kentucky
Located in the interior eastern United States in Rockcastle County, Livingston is a small community of about 755. The humid subtropical climate that characterizes this part of Kentucky β marked by hot, humid summers and cold winters with ice storm risk β directly influences the types and severity of natural hazards present, making Livingston a community where hazard awareness has real practical value.
FEMA rates Livingston's composite natural disaster risk at 5.7 out of 10 β moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and winter risk in their preparedness planning.
Relative to other U.S. communities, Livingston's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Rockcastle County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Livingston's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.
What this means for Livingston: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage β ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Livingston
These city-level factors differentiate Livingston from other communities in Rockcastle County and provide geographic context for its hazard exposure.
Population
755
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 37.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.4/10
Coordinates
37.3125Β° N, 84.2116Β° W
Rockcastle County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Livingston
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Livingston
Other cities in Kentucky
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.