🌍 ClimateRiskCheck

Natural Disaster Risk in Lockport

Kentucky

4.2out of 10
Moderate Risk

Risk Summary for Lockport

Lockport scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Tsunami

All 18 Hazard Scores

Strong Wind
7.0
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Lightning
4.6
Avalanche
4.5
Ice Storm
4.5
Hurricane
4.0
Landslide
3.8
Cold Wave
3.6
Drought
3.2
Extreme Heat
3.1
Winter Weather
2.6
Hail
2.4
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Lockport
4.2
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lockport, Kentucky

Lockport is a small unincorporated community in Henry County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lockport.

FEMA rates Lockport's composite natural disaster risk at 4.2 out of 10 β€” moderate risk. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Residents should also account for tornado and tsunami risk in their preparedness planning.

Lockport's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Henry County, the highest-scoring are wind, tornado, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Lockport residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Lockport: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Lockport

These city-level factors differentiate Lockport from other communities in Henry County and provide geographic context for its hazard exposure.

Population

164

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

38.4432Β° N, 84.9727Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lockport

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lockport

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.