🌍 ClimateRiskCheck

Natural Disaster Risk in Lynch

Kentucky

5.9out of 10
Moderate Risk

Risk Summary for Lynch

Lynch scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Strong Wind

All 18 Hazard Scores

Avalanche
9.5
Landslide
9.2
Strong Wind
8.9
Winter Weather
7.7
Wildfire
7.4
Cold Wave
7.0
Earthquake
6.2
Hurricane
6.2
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.8
Tornado
4.7
Ice Storm
3.7
Lightning
2.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Lynch
5.9
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lynch, Kentucky

Lynch is a small community of about 744 in Harlan County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lynch.

FEMA rates Lynch's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and wind risk in their preparedness planning.

Lynch's risk score, slightly above the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Harlan County, the highest-scoring are avalanche, landslide, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Lynch residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Lynch: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Lynch

These city-level factors differentiate Lynch from other communities in Harlan County and provide geographic context for its hazard exposure.

Population

744

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

36.9493Β° N, 82.8984Β° W

Harlan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lynch

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Lynch

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.