Natural Disaster Risk in Masonic Home
Kentucky
Risk Summary for Masonic Home
Masonic Home scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Masonic Home, Kentucky
Located in the interior eastern United States in Jefferson County, Masonic Home is a small community of about 564. The humid subtropical climate that characterizes this part of Kentucky — marked by hot, humid summers and cold winters with ice storm risk — directly influences the types and severity of natural hazards present, making Masonic Home a community where hazard awareness has real practical value.
Masonic Home's overall natural disaster risk is rated 7.3/10 (High) by FEMA's National Risk Index. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. Secondary hazards include earthquake and heat.
Relative to other U.S. communities, Masonic Home's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.5/10 state average. The hazard distribution here is led by tornado and earthquake, as measured by FEMA across Jefferson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Masonic Home's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Masonic Home: Tornado preparedness
- Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
- Review whether your insurance covers wind and debris damage, and document belongings in advance.
- Identify the safest interior room on the lowest floor — away from windows — as your shelter.
Local Factors for Masonic Home
These city-level factors differentiate Masonic Home from other communities in Jefferson County and provide geographic context for its hazard exposure.
Population
564
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.3°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.2/10
Coordinates
38.2561° N, 85.6647° W
Jefferson County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Masonic Home
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Masonic Home
Other cities in Kentucky
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.