🌍 ClimateRiskCheck

Natural Disaster Risk in Minnie

Kentucky

6.3out of 10
High Risk

Risk Summary for Minnie

Minnie scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Landslide
9.2
Avalanche
9.2
Wildfire
8.8
Winter Weather
8.1
Strong Wind
7.5
Hail
7.3
Earthquake
6.9
Hurricane
6.7
Extreme Heat
6.4
Lightning
6.2
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.4
Ice Storm
4.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Minnie
6.3
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Minnie, Kentucky

Minnie, in Floyd County, is a small unincorporated community situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and cold winters with ice storm risk, and in particular recurring winter ice storm events. These conditions collectively define the natural hazard environment that Minnie residents and property owners must navigate.

Minnie's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and wildfire.

Within Kentucky, Minnie's risk is, slightly above the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Floyd County identifies avalanche as the foremost hazard, followed by landslide and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Minnie's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Minnie: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Minnie

These city-level factors differentiate Minnie from other communities in Floyd County and provide geographic context for its hazard exposure.

Population

499

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

37.4672Β° N, 82.7553Β° W

Floyd County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Minnie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Minnie

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.