🌍 ClimateRiskCheck

Natural Disaster Risk in Mistletoe

Kentucky

4.1out of 10
Moderate Risk

Risk Summary for Mistletoe

Mistletoe scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Tsunami

All 18 Hazard Scores

Landslide
8.5
Wildfire
6.9
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.5
Winter Weather
3.5
Cold Wave
3.0
Strong Wind
2.9
Drought
2.9
Extreme Heat
2.9
Hail
2.7
Tornado
2.6
Ice Storm
2.5
Lightning
2.3
Riverine Flooding
1.0

How it compares

Mistletoe
4.1
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mistletoe, Kentucky

Mistletoe is a small unincorporated community in Owsley County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Mistletoe.

According to FEMA's National Risk Index, Mistletoe carries an overall risk score of 4.1/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to wildfire and tsunami.

Mistletoe's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Owsley County, the highest-scoring are landslide, wildfire, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Mistletoe residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Mistletoe: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Mistletoe

These city-level factors differentiate Mistletoe from other communities in Owsley County and provide geographic context for its hazard exposure.

Population

29

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

37.3275Β° N, 83.5936Β° W

Owsley County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mistletoe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mistletoe

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.