Natural Disaster Risk in Reynolds Station
Kentucky
Risk Summary for Reynolds Station
Reynolds Station scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Reynolds Station, Kentucky
Reynolds Station is a small community of about 989 in Hancock County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Reynolds Station.
According to FEMA's National Risk Index, Reynolds Station carries an overall risk score of 4.7/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to earthquake and hail.
Reynolds Station's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hancock County, the highest-scoring are ice storm, earthquake, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Reynolds Station's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.
What this means for Reynolds Station: Ice Storm preparedness
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
- Keep walkways treated and avoid travel during freezing-rain events.
- Have a backup heat source and charged devices ready before winter storms arrive.
Local Factors for Reynolds Station
These city-level factors differentiate Reynolds Station from other communities in Hancock County and provide geographic context for its hazard exposure.
Population
989
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 37.7°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 1.7/10
Coordinates
37.7126° N, 86.7513° W
Hancock County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Reynolds Station
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Reynolds Station
Other cities in Kentucky
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.