🌍 ClimateRiskCheck

Natural Disaster Risk in Rocky Hill

Kentucky

4.4out of 10
Moderate Risk

Risk Summary for Rocky Hill

Rocky Hill scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Tsunami

All 18 Hazard Scores

Hail
8.1
Ice Storm
5.8
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Tornado
4.8
Landslide
4.7
Strong Wind
4.6
Avalanche
4.5
Hurricane
4.4
Extreme Heat
3.8
Drought
3.5
Cold Wave
3.1
Lightning
3.0
Winter Weather
2.8
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Rocky Hill
4.4
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rocky Hill, Kentucky

Located in the interior eastern United States in Edmonson County, Rocky Hill is a small unincorporated community. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Rocky Hill a community where hazard awareness has real practical value.

FEMA rates Rocky Hill's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for ice storm and tsunami risk in their preparedness planning.

Relative to other U.S. communities, Rocky Hill's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by hail and ice storm, as measured by FEMA across Edmonson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Rocky Hill residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Rocky Hill: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Rocky Hill

These city-level factors differentiate Rocky Hill from other communities in Edmonson County and provide geographic context for its hazard exposure.

Population

48

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

37.0797Β° N, 86.1347Β° W

Edmonson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rocky Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rocky Hill

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.