🌍 ClimateRiskCheck

Natural Disaster Risk in Rowdy

Kentucky

5.7out of 10
Moderate Risk

Risk Summary for Rowdy

Rowdy scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.3
Avalanche
9.1
Wildfire
8.1
Winter Weather
7.1
Hurricane
6.3
Strong Wind
6.1
Cold Wave
5.9
Hail
5.7
Earthquake
5.6
Lightning
5.5
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Tornado
4.2
Ice Storm
2.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Rowdy
5.7
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rowdy, Kentucky

Rowdy, in Perry County, is a small unincorporated community situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and cold winters with ice storm risk, and in particular recurring winter ice storm events. These conditions collectively define the natural hazard environment that Rowdy residents and property owners must navigate.

According to FEMA's National Risk Index, Rowdy carries an overall risk score of 5.7/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and wildfire.

Within Kentucky, Rowdy's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Perry County identifies landslide as the foremost hazard, followed by avalanche and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Rowdy's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Rowdy: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Rowdy

These city-level factors differentiate Rowdy from other communities in Perry County and provide geographic context for its hazard exposure.

Population

159

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

37.4045Β° N, 83.2322Β° W

Perry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rowdy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rowdy

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.