🌍 ClimateRiskCheck

Natural Disaster Risk in Sextons Creek

Kentucky

4.1out of 10
Moderate Risk

Risk Summary for Sextons Creek

Sextons Creek scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Tsunami

All 18 Hazard Scores

Landslide
8.5
Wildfire
6.9
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.5
Winter Weather
3.5
Cold Wave
3.0
Strong Wind
2.9
Drought
2.9
Extreme Heat
2.9
Hail
2.7
Tornado
2.6
Ice Storm
2.5
Lightning
2.3
Riverine Flooding
1.0

How it compares

Sextons Creek
4.1
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sextons Creek, Kentucky

Located in the interior eastern United States in Owsley County, Sextons Creek is a small unincorporated community. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Sextons Creek a community where hazard awareness has real practical value.

FEMA rates Sextons Creek's composite natural disaster risk at 4.1 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for wildfire and tsunami risk in their preparedness planning.

Relative to other U.S. communities, Sextons Creek's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by landslide and wildfire, as measured by FEMA across Owsley County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Sextons Creek's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Sextons Creek: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Sextons Creek

These city-level factors differentiate Sextons Creek from other communities in Owsley County and provide geographic context for its hazard exposure.

Population

241

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

37.3461Β° N, 83.7534Β° W

Owsley County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sextons Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sextons Creek

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.