🌍 ClimateRiskCheck

Natural Disaster Risk in Sharpsburg

Kentucky

4.5out of 10
Moderate Risk

Risk Summary for Sharpsburg

Sharpsburg scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Tsunami Hurricane

All 18 Hazard Scores

Lightning
7.7
Tsunami
5.4
Hurricane
5.1
Volcanic Activity
5.1
Winter Weather
5.0
Landslide
4.9
Coastal Flooding
4.9
Strong Wind
4.6
Avalanche
4.5
Earthquake
4.2
Extreme Heat
4.2
Tornado
4.1
Wildfire
3.5
Hail
3.5
Ice Storm
3.4
Drought
3.2
Cold Wave
2.9
Riverine Flooding
1.0

How it compares

Sharpsburg
4.5
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sharpsburg, Kentucky

Located in the interior eastern United States in Bath County, Sharpsburg is a town of roughly 2,562 residents. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Sharpsburg a community where hazard awareness has real practical value.

Sharpsburg's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include tsunami and hurricane.

Relative to other U.S. communities, Sharpsburg's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by lightning and tsunami, as measured by FEMA across Bath County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Sharpsburg's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.

What this means for Sharpsburg: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Sharpsburg

These city-level factors differentiate Sharpsburg from other communities in Bath County and provide geographic context for its hazard exposure.

Population

2,562

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

38.2142Β° N, 83.9036Β° W

Bath County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sharpsburg

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Sharpsburg

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.