🌍 ClimateRiskCheck

Natural Disaster Risk in Taylorsville

Kentucky

4.2out of 10
Moderate Risk

Risk Summary for Taylorsville

Taylorsville scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Strong Wind Tsunami

All 18 Hazard Scores

Tornado
6.2
Strong Wind
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.7
Landslide
4.7
Avalanche
4.5
Lightning
4.4
Ice Storm
4.3
Hurricane
3.8
Winter Weather
3.6
Cold Wave
3.6
Extreme Heat
3.2
Drought
3.1
Hail
2.2
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Taylorsville
4.2
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Taylorsville, Kentucky

Taylorsville is a city of approximately 17,239 residents in Spencer County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Taylorsville.

According to FEMA's National Risk Index, Taylorsville carries an overall risk score of 4.2/10, placing it in the moderate category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to wind and tsunami.

Taylorsville's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Spencer County, the highest-scoring are tornado, wind, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Taylorsville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Taylorsville: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Taylorsville

These city-level factors differentiate Taylorsville from other communities in Spencer County and provide geographic context for its hazard exposure.

Population

17,239

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

38.0433Β° N, 85.3707Β° W

Spencer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Taylorsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Taylorsville

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.