🌍 ClimateRiskCheck

Natural Disaster Risk in Whitesville

Kentucky

6.1out of 10
High Risk

Risk Summary for Whitesville

Whitesville scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Earthquake Hail

All 18 Hazard Scores

Ice Storm
9.0
Earthquake
8.8
Hail
8.8
Strong Wind
8.5
Tornado
6.8
Extreme Heat
6.4
Hurricane
6.1
Winter Weather
6.0
Landslide
5.8
Cold Wave
5.6
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.3
Riverine Flooding
1.0

How it compares

Whitesville
6.1
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Whitesville, Kentucky

Whitesville is a town of roughly 3,513 residents in Ohio County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Whitesville.

FEMA rates Whitesville's composite natural disaster risk at 6.1 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for earthquake and hail risk in their preparedness planning.

Whitesville's risk score, slightly above the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ohio County, the highest-scoring are ice storm, earthquake, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Whitesville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Whitesville: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Whitesville

These city-level factors differentiate Whitesville from other communities in Ohio County and provide geographic context for its hazard exposure.

Population

3,513

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

37.6509Β° N, 86.8726Β° W

Ohio County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Whitesville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Whitesville

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.