Natural Disaster Risk in Whitley City
Kentucky
6.2out of 10
Risk Summary for Whitley City
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Landslide Avalanche Winter Weather
All 18 Hazard Scores
Landslide 9.2
Avalanche 8.7
Winter Weather 8.1
Wildfire 7.7
Cold Wave 7.1
Hurricane 6.6
Earthquake 6.5
Strong Wind 6.4
Lightning 6.1
Hail 6.0
Tornado 5.5
Tsunami 5.4
Extreme Heat 5.2
Volcanic Activity 5.1
Coastal Flooding 4.9
Ice Storm 4.1
Drought 2.7
Riverine Flooding 1.0
How it compares
Whitley City 6.2
Kentucky avg. 5.5
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Whitley City
Other cities in Kentucky
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.