🌍 ClimateRiskCheck

Natural Disaster Risk in Woodburn

Kentucky

6.9out of 10
High Risk

Risk Summary for Woodburn

Woodburn scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Earthquake

All 18 Hazard Scores

Hail
10.0
Tornado
9.4
Earthquake
9.2
Ice Storm
9.2
Extreme Heat
8.5
Cold Wave
8.2
Strong Wind
8.1
Lightning
7.9
Winter Weather
7.8
Hurricane
6.3
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.4
Wildfire
2.9
Riverine Flooding
1.0

How it compares

Woodburn
6.9
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Woodburn, Kentucky

Woodburn is a small community of about 1,938 in Warren County, in the interior eastern United States. The area experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Woodburn.

According to FEMA's National Risk Index, Woodburn carries an overall risk score of 6.9/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to tornado and earthquake.

Woodburn's risk score, slightly above the 5.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Warren County, the highest-scoring are hail, tornado, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Woodburn's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Woodburn: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Woodburn

These city-level factors differentiate Woodburn from other communities in Warren County and provide geographic context for its hazard exposure.

Population

1,938

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

36.8468Β° N, 86.5746Β° W

Warren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Woodburn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Woodburn

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.