🌍 ClimateRiskCheck

Natural Disaster Risk in Belcher

Louisiana

8.1out of 10
Very High Risk

Risk Summary for Belcher

Belcher scores 8.1/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Extreme Heat Drought

All 18 Hazard Scores

Ice Storm
10.0
Extreme Heat
9.9
Strong Wind
9.8
Hail
9.8
Drought
9.8
Lightning
9.8
Cold Wave
9.3
Tornado
9.1
Winter Weather
9.1
Hurricane
8.8
Earthquake
8.7
Landslide
6.8
Wildfire
6.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Belcher
8.1
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Belcher, Louisiana

Belcher is a small unincorporated community in Caddo County, in the interior eastern United States. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Belcher.

FEMA rates Belcher's composite natural disaster risk at 8.1 out of 10 β€” very high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for heat and drought risk in their preparedness planning.

Belcher's risk score, considerably above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Caddo County, the highest-scoring are ice storm, heat, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

The very high risk environment in Belcher warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including ice storm. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for Belcher: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Belcher

These city-level factors differentiate Belcher from other communities in Caddo County and provide geographic context for its hazard exposure.

Population

335

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.7/10

Coordinates

32.7440Β° N, 93.8584Β° W

Caddo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Belcher

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Belcher

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.