🌍 ClimateRiskCheck

Natural Disaster Risk in Boutte

Louisiana

5.6out of 10
Moderate Risk

Risk Summary for Boutte

Boutte scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Extreme Heat

All 18 Hazard Scores

Coastal Flooding
9.9
Hurricane
9.7
Extreme Heat
8.1
Tornado
8.0
Lightning
7.1
Cold Wave
6.4
Drought
5.9
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Avalanche
4.5
Earthquake
4.3
Winter Weather
4.0
Strong Wind
3.0
Wildfire
2.9
Ice Storm
2.9
Landslide
2.3
Riverine Flooding
1.0

How it compares

Boutte
5.6
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Boutte, Louisiana

Boutte is a small community of about 1,993 in St. Charles County, along the Gulf Coast. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Boutte.

According to FEMA's National Risk Index, Boutte carries an overall risk score of 5.6/10, placing it in the moderate category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to hurricane and heat.

Boutte's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for St. Charles County, the highest-scoring are coastal flood, hurricane, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Boutte residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Boutte: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Boutte

These city-level factors differentiate Boutte from other communities in St. Charles County and provide geographic context for its hazard exposure.

Population

1,993

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

29.8827Β° N, 90.3792Β° W

St. Charles County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Boutte

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Boutte

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.